If you’re looking for a new credit card, you should consider these bad boys. They offer good financing, reasonable fees, and excellent reward points. Let’s expand our buying power by taking a look at the 5 best U.S. credit cards for 2020. 

Chase Sapphire Preferred

With a $95 annual fee and an APR of 15.99-22.99%, the Sapphire Preferred card is the best you can get in 2020. You’ll get 60,000 reward points if you spend $4,000 in the first three months — the equivalent of $750 toward your next vacation.

Wells Fargo Propel American Express

The Propel is probably the most accessible card on the list, with a $0 annual fee and an APR from 13.

99%-25.99%. There’s also no fee for converting to a foreign currency. You will earn triple the points for: travel expenses (airfare, hotels, car rentals), dining out or ordering in, and transportation costs.

Chase Sapphire Reserve

This one is less accessible, but still excellent. For an annual fee of $550, the Sapphire Reserve gives you access to thousands of airport lounges around the world.

You’ll get triple the points on travel expenses, and you can transfer those points to hotel and airline loyalty programs.

United Explorer Card

The first year is free, but it’s $95 a year thereafter. You’ll get priority boarding on United flights, and even access to special airport lounges. You’ll also get to check your first bag for free, and enjoy a 25% rebate on any in-flight purchases.

Marriott Bonvoy Boundless

If you stay in hotels a lot, this is a card for you.

The Bonvoy Boundless card costs $95 annually. For that price, you’ll get 6 times the points for staying at any hotel participating in the program (over 7,000), one free night a year, no foreign transaction fees, and 15 Elite Night credits every year.

Thanks for reading about the best credit cards of 2020!

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